United eSystems, Inc. an electronic payment services provider which offers automated clearing house ("ACH"), credit card merchant processing services, and other services related to electronic payments through its newly acquired division Netcom PaySystem.

This acquisition creates a convergence of all products that help any merchant take payments via credit card, debit card, ACH, Check 21, whether by Internet face to face or Business to Business (B2B). A new product line has been added to round out our offering for MSBs or any retailer wanting to offer a bill pay solution at a retail location. InStor Services are tailored for the unbanked or underbanked customers needing a vehicle to pay bills. The other InStor products are InStor SameDay, LoadAll Debit , International Money Transfer, and InStor LoadAll Wireless are also part of this bundled product line. This product line is backed by a partnership with InStor Services and Transaction Management.

The convergence of products when added to the ID CheX Verification service offer a complete package that giving MSBs a software package that instantly allows them to include all of these product in one gateway, Mult_ePay Gateway.

For the past several years there has been unparalleled growth in the payments industry, driven largely by the increasing acceptance of Automated Clearing House (ACH) transactions. Today, ACH is recognized as one of the most cost effective payment methods within the United States.

Whether utilized as stand alone, or in conjunction with other products such as stored value cards, ACH provides tremendous flexibility for merchants that need state-of-the art payment solutions for their business models, and not only improves cash management but also provides greater flexibility to consumers.